Banks and financial institutions (BFIs) have increased lending against shares as collateral, with outstanding loans reaching Rs 167.85 billion by mid-September 2026, according to Nepal Rastra Bank (NRB).
Share-backed lending has more than doubled over the past three years, rising from Rs 76.53 billion to the current level. In mid-September 2023, such loans stood at Rs 91.32 billion.
Commercial banks accounted for Rs 144.46 billion, an 18.7% increase from Rs 121.70 billion a year earlier. Development banks disbursed Rs 19.78 billion, while finance companies accounted for Rs 3.60 billion.
