Banks and financial institutions (BFIs) in Nepal have increased their lending against share collateral by 15.5 percent, reaching a total of Rs 162.53 billion over the first 10 months of the current fiscal year.
According to data from Nepal Rastra Bank (NRB), BFIs had issued margin loans worth Rs 140.70 billion as of mid-July 2025. During the review period, an additional Rs 21.83 billion was disbursed under this category.
A segment-wise breakdown shows that large-scale loans above Rs 10 million recorded the highest growth, increasing by 17.2 percent. Lending in this category reached Rs 115.94 billion, up from Rs 98.92 billion in the previous period.
Loans secured against share collateral between Rs 5 million and Rs 10 million rose by 14.7 percent to Rs 18.39 billion. Similarly, loans in the Rs 2.5–5 million range increased by 11 percent to Rs 19.50 billion, while smaller margin loans of up to Rs 2.5 million grew by 6.3 percent to Rs 8.69 billion.
The overall increase reflects continued demand for share-backed credit in the banking system despite broader financial sector pressures.
